Opening and verifying a PayPal account in Nepal is not easy for Nepali users. PayPal, the world’s most used online payment processor is yet to make its full features available to a lot of countries including Nepal. In this article, we talk about how to open PayPal account in Nepal with full access and 100% verified account.

Paypal is an American company for online payments. Basically, Paypal is the most easy way of making payments. It supports online monetary transactions. It replaces traditional mode of payments like cheque, cash and money orders. Paypal serves as basis for making payment of different online platforms. It charges few money for providing this service. Paypal officially started in 2002 and later it became subsidy of eBay later the same year. PayPal in Nepal is difficult. This article mentions about the solution to use Paypal Nepal.

paypal in nepal

One of the world’s largest internet payment companies, PayPal was founded in December 1998, and it has been providing the services regarding online payment since then. Almost everything is possible online now. When you are surfing the net, you would want to make online purchases, or you would want to do an online based job. But, anything pecuniary in the online world and you come across PayPal account as it is a standard method used for an online transaction.

But still, it has not been able to provide its services in all the countries of the world. Sadly, PayPal account in Nepal is one of them in which full features of PayPal are not available. You can easily sign up for PayPal through its official website but verify it is a lot harder.

There are a lot of tricks online for people who want to have a PayPal account. But for Nepalese users, it is possible to open paypal account in Nepal and it is possible to verify Nepalese PayPal account. It also comes with its own limitations.

PayPal in Nepal is not easy and PayPal account of Nepal cannot be linked to any of our Nepalese Banks because according to the banking rule of Nepal, Nepal Central Bank needs an explanation on every money that comes to the country and that goes out of the country.

It is no doubt one of the most convenient way of making payments. But, unfortunately, Paypal is not legal in Nepal. Even if you create account with Paypal you can’t make payments. You can’t accept money from others and can’t make payment. When you are shopping online you can’t use your account to make payments if you live in Nepal.

Except for few countries including Nepal, Paypal is legal and widely used. You need an international debit or credit card for verified Paypal account. And Nepali can’t get international card unless you have foreign visa. Nepal Rastra bank doesn’t allow Nepali citizens to get international card. This makes using Paypal in Nepal impossible. However, there are some smart ways. These are definitely not the best way but if you need to use Paypal then you can follow the procedures.

In the article, I am explaining way through which you can make payments through Paypal in Nepal. Unless you use this method for lawful purpose, it will do no harm.

However, people have been using other tricks to open the PayPal account in Nepal and use it. Here, we will give you some ideas based on that. You can use three ways to open and use PayPal account in Nepal. Since PayPal hasn’t officially provided Nepal with all its features, these might not be legitimate. However, it is worth giving a try if you need a PayPal account.

How to Open PayPal Account in Nepal

For that you need to have your any trusted person in USA. He/she should have verified account, then under his/her account,they can create a student account for their child, you can be their child and make your student account. Remember that your account can be managed by them so need trusted person.You can apply for Master Card of Paypal, will be delivered to your parents and they will send to you in Nepal. Paypal issue cards only for USA based users.

open paypal account in nepal verify
open paypal account in nepal verify

Now you can access your Paypal funds via ATM anytime. It is not really so much expensive but the limit is that maximum per day withdraw from ATM is 10,000 NPR only. Nepali Banks have different limit according to their policy.

This is due to the banking rule of country since international rates are less than our Nepal Rastra Bank. It is said that it comes to cost around 5 to 8 percentage due to ATM fee.

In two simple summarized steps, here’s what you have to do Sign up to Payoneer, provide verification, order an international MasterCard and verify it. Sign up to PayPal and verify the card using Payoneer MasterCard. Payoneer MasterCard with some balance for verification.

open paypal account in nepal

You can not receive payment in this account because of NRB rules and regulations. Nepalese PayPal account is able to send money only. Your payments are funded by the Payoneer card, so you should have some balance in it. You’ll have to make money online in freelancing websites like oDesk and Elance to be able to spend online.

Getting your relatives abroad do the work

If you have your friends, families or relatives abroad, then you can ask them to use their information to open PayPal account for you. If there is mutual trust between you two, then it is easier to open and verify Paypal account. Though it might get frozen at times, the person abroad can verify the details with their authentic information when the problem occurs.

The limitation here is that many of us may not have relatives abroad. If you have one to do your work for you, then you are lucky.

Using Payoneer card

We can make Paypal account from another country name. But to this as well you need payoneer card. Instead of international debit card you can use payoneer card to verify your Paypal account. Payoneer master card is provide by the bank of United States and will cost around 30$. Here is step how you can get master Payoneer card:

  • First of all you need to sign up to payoneer. Use the link to sign up:
  • Fill in the required details and you need to submit few documents as well.
  • Once you complete your requirements, order your master card.
  • Now you can sign up to Paypal Nepal. Here is the link to sign up to Paypal: In Nepal, you can only use Paypal for individual purpose not for business purpose.
  • You need to fill in your details to get a Paypal account. Make sure to fill the information right and proceed to further step. Now use your payoneer card for verification.

This way you can use your own Paypal account. This way you don’t have to depend on your relatives living abroad for using Paypal.

Payoneer and paypal

You can go to Paypal’s website and sign up easily by providing the correct information about yourself. However, when it comes to providing the number of bank account or internationally accepted credit card number, you will be in a difficult position. It is because Nepal’s bank account are not supported in Paypal, and internationally issued credit cards are also tough to get issued in Nepal. So, here comes the use of Payoneer mastercard.

Payoneer is an American company in which you can open Bank of America’s account and Payoneer Debit Card after going through a simple registration process.

Go to and sign up for free. You will have to provide the information regarding your first name, last name, date of birth, e-mail address, country name, street address, city, postal/zip code and phone number. Then you have to create a password and answer a security question. The other information that you have to provide is your identification number which may be either the number of citizenship card, driving license or passport. Then, you have to order the card which will be sent to your shipping address.

To use the Payoneer card’s details for Paypal, there should be some balance first. So, you need to make money online through some freelancing websites in your Payoneer card.

Then, go to the card details in Paypal and provide the Payoneer card number, expiration date and CSC or CVC number at the back of the card. After Paypal makes a little transaction from the Payoneer card, you will be able to use the Paypal account.

The limitation of this method is that it can only be used to send the payments.

Paypal with Bank Account

Another easy way to use Paypal is through India. Paypal is legal in India and since India is near to Nepal. You can use this advantage. Just create bank account in any Indian bank. This way you can use the bank account details for verification. This is the most legal way and won’t cost you extra charge like using payoneer master card. You can ask your friend or relative living in India for the favor. They can create a bank account for you and you can easily get the account details. This is how you can use PayPal in Nepal for now.

Paypal in Nepal with VCC

The trick in this method is that you will use a Virtual Credit Card’s details in the credit card information to be provided in the Paypal during sign up process. You should buy VCCs from reputed sellers so that you do not get scammed. is one of the cheap sites to buy VCC.

To use this method, when you sign up for PayPal, do not select Nepal as your country. You have to select other countries, e.g. USA and the IP address of another country should be used. After providing all other information, use the information of VCC (card no, expiratory date and CSC/CVC) to provide the credit card information. However, you need to keep in mind that information of VCC should be used within 24 hours. After you enter details, click Get number at the bottom to receive four digit verification code which is used to verify your PayPal account.

Its limitation is that it is not a legitimate option and Paypal can figure it out that the country’s name in which the account is registered and the country from which the person is logging in are different. And so, an account can get frozen at times.

Payoneer Mastercard as an Alternative to PayPal

Payoneer mastercard helps as a alternative to PayPal in Nepal. With Payoneer mastercard, it is easy to get online payments. It provides easier feature to send money online as well. You will have a plastic card on your hand. You need to provide authentic document to get approved Payoneer account. Payoneer International card will be shipped to your address by postal method. You can also verify your Paypal with Payoneer mastercard.

PayPal Account in Nepal with Payoneer Mastercard

The procedure to open paypal account are:

We use the normal signup page at to create an account. All we need is a Payoneer card at-hand. After You Have a Payoneer Credit Card, Sign up for PayPal using signup page.

Ensure that Your country or region is selected as Nepal. Choose a Personal account by clicking the Get Started button under it. Fill up the form with your accurate details.For credit card number, use your Payoneer card. All the details are on the card itself.Input the card number. Input the expiration date.Input the CSC or CVC (three-digit) number present at the back of your card.

Once you input your Payoneer credit card, PayPal will make two small withdrawals from your Payoneer card. So, you must have a small balance on the card. To see the withdrawal, go to your Account Activityand click on Transaction History. You might have to wait a few days to see it in your transaction history. Once it appears, you will see two transactions. Note their amount and input it in Paypal. Once the amount is entered, you will have a verified Nepalese PayPal account. Note that the account is useful only to make purchases.

It cannot receive payments. You will only be able to send payments funded by your Payoneer card. If you ordered your card directly then you will be charged a fee of 1.8% per transaction by Payoneer. This method of getting a PayPal account is only useful for those who make money online and get payments using Payoneer. This is a way for them to purchase online without revealing their MasterCard number.

If you make dollars online, ask for help from friends and family abroad for PayPal and online payments. It is the best safe method to use PayPal in Nepal.

Easy guide to use Paypal account in Nepal

Here is important step for those who want Paypal account without any problem and withdraw funds from your Paypal account any time anywhere easily.

Method 1

– For that you need to have your any trusted person in USA.
– He should have verified account, then under his account he can create a student account for their child, you can be their child and make your student account.
– Remember that your account can be managed by them so need trusted person.
– You can apply for Master Card of Paypal, will be delivered to your parents and they will send to you in Nepal. (Paypal will issue cards only for USA based users.)
– Now you can access your Paypal funds via ATM anytime.

It is not really so much expensive but the limit is that maximum per day withdraw from ATM is 10,000 NPR only. This is due to the banking rule of country since international exchange rates are less than our Nepal Rastra Bank .

It is said that it comes to cost around 5 to 8 percentage due to ATM fee.

We have already discussed about opening verified Paypal account in Nepal by Payoneer. You can check the next way to open Paypal account in Nepal by Payoneer.

Read this full step if you want to open Paypal account in Nepal via free mastercard in Nepal.