Transferring money from Nepal to India was once a very tough task. There were not such effective methods to send money to any one of your relatives residing in India.

The only way was to send along with a trusted person, but that was a risk too. But the scenario has changed now. There are various methods through which you can send your money in a couple of minutes in India and every part of the world.

You can transfer money from a remittance, bank, or online system. Let us look at the top 4 best reliable, secure, and faster methods to transfer your money from Nepal to India.

The latest update is that you can also use ATM cards from Banks in Nepal in India.

If you are looking to send money to Nepal, you must read another article on sending money to Nepal.

SBI Nepal to SBI India

nepal sbi bank remit
SBI remit

This is another reliable and secure method to transfer your money from Nepal to India or vice versa. If you have an SBI Nepal account, sending money to India is straightforward. But if you don’t have an account, you must have an identification document to send your money.

For this, you need to provide a complete beneficiary address of the receiver in India. You have to pay a charge depending on the amount you want to transfer.

Everest bank Nepal to Punjab National Bank India

Punjab National bank of India has a joint venture with Everest bank of Nepal. So, anyone can transfer their money from Nepal to India through Punjab bank India. Everest bank has an account opened in Punjab National Bank. So, if you want to send money from Nepal to India, you have to deposit your money in the EB account number of PNB. Remember that receiver must have an account with Punjab National Bank. Then, he/she can withdraw money from any branch of PNB. It will take 4 to 5 days to withdraw money.

Indo-Nepal Remittance service

indo-nepal remittance
Indo-Nepal Remittance

The Indo-Nepal Remittance service is one of the safest and most reliable methods to send money from Nepal to India or India to Nepal. This service is provided by every bank that is involved in National Electronic Fund Transfer (NEFT) system.

You can find the detailed documentation on the Indo-Nepal Fund transfer on the link.

You can go to any money transfer company in Nepal and transfer your money to any bank in India, which is a part of NEFT. You don’t need any bank account to send your money, but you need the receiver’s bank account number. You may be charged some small amount based on your transfer of money.

Remittance services

all remittance service in nepal
Remittance services in Nepal

Since there are numbers of remittance service providers in Nepal through which you can easily send your money in India.

The most famous remittances in Nepal are Moneygram, IME, Prabhu money transfer, and Western Union. To send you money, you must go through any of these remittances and fill out the form with detailed information about the receiver and the amount.

Then, you will receive a code to send to the receiver. Now, the receiver can receive money from any branch of the remittance available in India. It is one of the easiest and quick methods to send your money to India.


MoneyGram is a popular money transfer service that allows you to easily and securely send money to India from Nepal. With MoneyGram, you can send cash and money orders to any destination in India. The process is straightforward and secure, and the fees are very affordable. You can use the nearest MoneyGram agents. In addition, MoneyGram offers a variety of options for sending money, such as instant transfers, express transfers, and same-day transfers. With these options, you can rest assured that your funds will arrive safely and securely to their intended recipient in India. MoneyGram also provides excellent customer service, with knowledgeable agents available 24/7 to answer any questions about the process. Overall, MoneyGram is ideal for quickly and securely sending money from Nepal to India.

What’s the cheapest way to send money from Nepal to India?

The cheapest way to send money from Nepal to India is through a third-party transfer service. These services are designed to make it easy and convenient to send money internationally and can be used for both personal and business purposes. The process usually involves creating an account with the provider, entering the recipient’s details, selecting the amount of money you want to send and paying for the transaction. Depending on the service provider, you may also need to provide either a copy of your passport or another form of identification. Many popular transfer services offer competitive exchange rates and lower fees than banks, making them a great option if you’re looking for an affordable way to send money from Nepal to India.

Step by step guide to send money from Nepal to India

Sending money from Nepal to India is quite simple. You need to choose a reliable and secure international money transfer service to start. Many such services are available, so it’s essential to research and find one that best suits your needs. Once you have chosen your service provider, sending money from Nepal to India is straightforward. Firstly, you will need to register an account with the service provider and provide basic information about yourself and the amount of money you wish to send. You will then be asked for details about the recipient in India, including their name, address and bank details, if applicable. Once these details have been provided, your funds can be transferred securely from your Nepalese bank account into the recipient’s Indian bank account. The process usually takes only a few minutes and is often free or involves very low fees. With a secure international money transfer service, sending money from Nepal to India becomes a simple and convenient task that anyone can do in no time!

Recommendation: Use Nepal SBI Bank for an easy process.

How to Transfer Money From Nepal to India

Transferring money from Nepal to India is a relatively easy process. The main way to transfer money from Nepal to India is through IME (International Money Express). IME allows Nepalese citizens with valid passports to transfer money to any bank in India. This includes the Bank of India and the State Bank of India (SBI). To make the transfer, you will need details like the recipient’s name, address, bank account number and IFSC code. You can also use other methods like Western Union or MoneyGram for money transfers from Nepal to India.

Overall, there are numerous ways to transfer money from Nepal to India quickly and securely. Whether it’s through IME or another service like Western Union or MoneyGram, there are plenty of options available for anyone looking for an easy way to transfer money to India.

Can we send money from Nepal to India through IME?

Yes, sending money from Nepal to India through IME is possible. IME stands for International Money Exchange and is a popular international remittance service in Nepal. They offer services like remitting money, buying foreign currency, and even providing travel insurance. With their services, you can easily send money to family and friends in India without hassle. All you need to do is fill out the necessary forms at an IME branch in Nepal and provide your beneficiary’s details like name, bank account number, etc. The process is simple and fast, and the funds are securely transferred to the desired destination within a few hours. Furthermore, IME also provides competitive exchange rates that ensure that customers get the best value for their money.

Is it difficult to send money from Nepal to India?

Sending money from Nepal to India is not a difficult task. There are multiple ways of transferring money between the two countries, ranging from bank transfers to online remittances. One can even use international money transfer services such as Western Union and MoneyGram. All one needs is an account with the respective service provider and details of the recipient’s bank account in India. The process is relatively simple and easy to follow, with some services offering competitive exchange rates. All in all, sending money from Nepal to India is quite convenient as long as you have access to a reliable financial service provider or platform.

Can we send money from Nepal SBI to India?

Yes, it is possible to send money from Nepal SBI to India. It can be done through the ‘Money Transfer Service’ provided by Nepal SBI. This service enables customers of both countries to transfer funds between their respective accounts securely and conveniently easily. All you need to do is open an account with Nepal SBI, fill out the necessary documents, and then provide the required information, such as the beneficiary’s name, address, bank details, and amount of money to be transferred. Once all these details are verified and confirmed, the money will be securely transferred in real-time. Furthermore, Nepal SBI also offers a range of other services, such as international payments, foreign currency exchanges and more, that can help transfer money easier.

Can I use Paytm in Nepal?

It is hoped that Paytm will become available in Nepal soon so citizens can conveniently make quick and secure payments with their phones.

Can I use Google Pay in Nepal?

Google Pay is a payment system developed by Google that allows users to pay online or make contactless payments with their smartphones. It is available in many countries worldwide, but unfortunately, it cannot be used in Nepal yet. This means Nepalese users cannot use Google Pay to make payments for goods and services, even though increasing amounts of businesses accept digital payments. However, other options available from local banks and third-party payment providers can be used instead. These include e-banking, mobile banking, debit cards and credit cards, to name a few. It is hoped that Google Pay will become available in Nepal soon so that citizens can conveniently make quick and secure payments with their phones.

Is it possible to send money from Nepal to India?

Yes, it is possible to send money from Nepal to India. There are a few different ways to accomplish this. For example, you can use a bank transfer service such as Nepal SBI bank or Everest bank Limited, which allows you to send money online or in person at a local branch.