We often get in trouble with no balance in our phones. When there is no possibility for recharge or even borrowing form a friend, the Ncell sapati and NTC sapati are the only savior. Ncell started loan service 5 years back but NTC has just recently started its sapati service.
How to take loan in Ncell ?
We have using Ncell loan since very beginning but now on its 5 years of Ncell Sapati, Ncell has strated double sapati. When your current balance is less than Rs 5 you can get Ncell sapati. For that just dial *9988# and follow the instructions. The loan amount is of maximum 40 rupees. Previously, it was 20 rupees but now Ncell has stated double sapati offer.
The prepaid customers who have been using their Ncell sim for more than 2 months are eligible to use the service. The received loan is added to your current balance and it will be automatically deducted from your balance next time you recharge your phone. For a loan of will be charged extra charge of Rs 2.51 as service charge. The loan can be used to make calls to any networks, SMS and can use the internet as well. If you don’t recharge your phone right after you take loan.
You will still be able to enjoy the service but you will not get next loan for another sapati.
The service can be used by by the customer at anytime of the day and as many times as one wishes but to do so one must have cleared the previous sapati and service fee of RS 2.51, requesting for another Sapati recharge.
How to take loan in NTC?
NTC announce its sapati service previous year but now from this year March it has officially started its service. Similar to Ncell sapati NTC credit service allows maximum of Rs 40 as loan. The prepaid user who have used the sim for at least 3 months are eligible to apply for Ntc sapati. Similar to Ncell, you can repay the loan next time you recharge your phone.
The best thing about NTC loan is that the company claims that there will be no extra charges or any service charge for the sapati service. You dint have to pay any extra charge for your sapati. The credit or sapati can be used for making calls, SMS to any networks or to use the internet.
The service has just started and its already gaining good response from its users.
To receive the sapati, just type start and send SMS to 1477 and to end this type stop in your message box and send it to 1477. The loan amount is from Rs 5 to Rs 40. NTC sapati can be taken as many times as required but the user must have cleared previous loan. NTC has started service late but with its no extra service charge scheme, it is step ahead from Ncell.