Table of Contents
- 1 What is eSewa?
- 2 Who is the founder of eSewa?
- 3 How to use eSewa account
- 4 Download Esewa on Android and iOs
- 5 How to open Esewa Account
- 6 How to verify Esewa account
- 7 How to recharge eSewa account
- 8 Banks approved in Esewa
Many institutions use Esewa official for making their payments. Basically, Esewa is the most popular digital wallet site from where one can pay, send and receive money from their phone and internet, instantly without any hassle. It is based in Nepal.
Digital portal named Esewa Nepal is licensed by Nepal Rastra Bank as a Payment Service Provider under the rules and regulations of Nepal government. Today, many banks and offices use this service for paying salaries and making other payments. With simple steps of registration, customers can get mobile money account instantly and can use it for making payments.
There are other services beyond eSewa like Fonepay, Khalti with which you can do the payment to different merchants.
If you have an operational company, it’s an opportunity for you to join as an online merchants in the digital gateway portal of eSewa to make your business profitable by using member that shop and make payment through internet. You can find eSewa centre in all district of Nepal. It will give you plenty of opportunity providing your company with domestic and international digital presence. You can sell your service in Nepal.
What is eSewa?
Esewa is a digital payment portal which has the easiest ways to pay our bills, recharge, booking tickets and for many other different purposes. It has developed banking system in Nepal making our life as easier as we think. If we have an account then you can spend the fund you have in the way you like or in any sector you want.
It may be easier for people who used to do more online shopping. If you have an eSewa com account then you can indulge yourself with cashless easy online transactions.
And if you have any queries then you can contact to Esewa toll-free number 1660-01-02121 from where you can get more detail about the service it provides.
The wallet is active 24 hours a day and there is no limitation on transactions that you do.
Esewa is your wallet for Nepali businesses. Esewa is a digital payment portal that has various features for making livelihood easier. Paying electricity bills, paying ADSL bill, paying bills, buying airlines ticket online has been an activity of a single click.
For all these features in a single click, you need to have Esewa official account and you need to recharge esewa money. In this article, we will teach you how to recharge the account. Esewa is the most popular payment gateway in Nepal.
Esewa is a online solution for Nepal. Esewa is Absolutely free. Buying online, selling online, recharge cards makes life easier with esewa.
eSewa is the online payment gateway dedicated to Nepal through which you can make an online payment for utility bills, receive money or set up a merchant account. You can even withdraw funds to different banks. eSewa login is free to everyone.
Any Nepalese above 16 years can register account through internet and mobile. You will not be charged for the account but if you want to use other services like online payment system, esewa money transfer then you have to pay some charges.
Now, Esewa is not only one online payment gateway of Nepal. There are other new digital payment gateways established in Nepal too. We have already mentioned the differences between Khalti, Ipay and E sewa. E sewa stands ahead and is best. That is the reason, Esewa is a digital payment portal that is used all over the country.
It helps to make an online payment. It is the first secured online payment service in Nepal. The digital payment system in Esewa is done with a secured channel and portal without exposing bank account, credits card numbers and so on to pay bills.
It is one of the easiest ways to pay a bill, as it doesn’t charge any amount for taking its services. But in some cases, it may charge like in cases for delivering goods and services. Esewa stall is in different places, we can use it easily without any restriction.
In order to use esewa, you must have an account with any bank and those accounts must have ebanking wallet features activated. We can transfer some funds to e-sewa account from these services.
Once the fund is collected then you can use the fund to do different activities like paying bills, recharge card procurement, buying air tickets, subscribe newspaper, pay bills, purchase an insurance policy and many others within e-sewa, we don’t need to take more stress in order to pay our bills.
The login is absolutely free for all. Every citizen above 16 years of age can create a new account via mobile.
Who is the founder of eSewa?
eSewa is a startup by young entrepreneur Bishwash Dhakal. It was founded in 2009 and since its inception, it has been able to gain the trust of thousands of customer. Definitely, it still takes a lot for people to trust the new mode of payment but many educated people have now made Esewa Nepal as part of their life.
We can’t miss the name of Asgar Ali as he is a Co-founder/CEO & core management department in eSewa Fonepay organisation.
How to use eSewa account
You can use a digital account in many ways. The services that ESewa provides are listed as:
- Top-up and recharge
- Electricity and water bill payment
- Internet bill payment – Worldlink, Vianet
- Bus ticket payment
- Hotel booking payment
- Travel and tours payment
- School and college, IELTS fees payment
- Dish home payment
- Credit card payment
- Online shopping payment
- Movies ticket booking like QFX, Bigcinema.
- Insurance and finance
- Remittance services
- Merchant payment
Nowadays, many commercial complexes in Nepal accepts eSewa payment.
Features of Esewa in Nepal
- Buying cinema ticket
- Buying bus ticket
- Buying plane ticket
- Buying products in Nepal
- Recharge ADSL
- Recharge balance (Prepaid, Postpaid: Ntc/Ncell)
- e-Sewa to eSewa money Transfer
- Paying Utility Bills
- Buy Air Tickets
- Buy Recharge Cards
- Paying School, College Bills
- Paying Internet Bills
- Subscribe Newspapers, Magazine
- Paying Credit Card Bills
- Paying your utility bills like electricity, telephone, drinking water
- Transfer your funds to the banks at an instant.
- Book your travel ticketing.
- Book movie tickets.
- Buy CAN Infotech tickets.
- Paying your school fee online and much more.
Esewa payment has a great boon to e-business in Nepal. During a period seven-eight years back, when we used to do blogging, it was a tedious job to get online payment as well. E-sewa has now linked up with skrill which has made easy to receive payment as well. (Latest: It is no more linked with Skrill for payment purpose.)
The left part of the screenshot is services. These all services are provided by Esewa official.
Download Esewa on Android and iOs
Similarly, service providers can also receive payments for goods and services in their portal instantly. Esewa is your wallet for your money which allows hassle-free, secure and immediate.
You can also use your account through mobile. The application is on Android, iPhone, Java-enabled phone and Blackberry phones. You can download apps by visiting the link given here.
You can use account by downloading the eSewa app which is for IOS, Android devices, Java-enabled phones and blackberry phones. Just visit play store and you can download the app to change your way of digital payment.
We can access e-sewa through GSM post-paid and pre-paid numbers of NTC and Ncell. We can use e-sewa through your phone too. It is available on Android phones, Iphones, java enabled phones, and blackberry phones. The application for e-sewa can be downloaded from Apple Store & Google Play Store. We can use e-sewa through SMS syntax too, for more information we can visit the eSewa website.
How to open Esewa Account
Esewa is the most popular account is free for everyone. Any Nepali citizen with citizenship certificate can create and enjoy the service for free. After digital registration, you will receive unique E sewa Id to start.
Payments made through E sewa are secure and they take good care of your privacy and security. I have listed the complete procedure of registering with E sewa for both mobile and web users.
- For web: visit the Esewa com web portal. This is the official website of E-sewa.
- Click on the option register and fill-up the electronic form with your details.
- Complete the instructed procedure and activate your account.
- For phone: Type REG in your message box and send it to 32121.
Once you complete the login process you will receive confirmation that verifies your accounts and you can start using the service.
There are two ways through which you can register for an account. They are through web and mobile.
Some of the process to register e-sewa are, you can register e-sewa through the web or your phone devices. For web, visit the link and fill the form and complete the activation procedure as given there.
And for phone, please type REG and sms it to 32121 from your NTC or Ncell number. The sms sent to 32121 is free to NTC whereas Rs.0.50 for Ncell. It you registered to esewa wallet through web or via sms and you didn’t receive any confirmation then try to contact or call their toll free number 1660-01-02121, and try to get confirmation, without confirmation, there is no any account.
You need to complete your all e-sewa profile, as according to rule and regulation person willing to utilize financial services must complete his/her know your customer (KYC) form in order to become verified user.
In order to become a verified user of e-sewa following materials are required: you need your citizenship card either original or scanned may be and two passport size photo. We can use e-sewa wallet through multiple logins i.e. same e-sewa wallet.
To add multiple logins, first log into e-sewa account and follow the process My Account >profile >Add More Details. If you want to discontinue e-sewa and want refund wallet balance then you can easily transfer the available balance to any of your bank accounts.
Or, you can directly write an application to the settlement bank of e-sewa. The current settlement bank of esewa is Nabil Bank limited, head office located at durbarmarg, Kathmandu.
How to register Esewa from the web
To register from the web, you have to go to the eSewa web portal by clicking a link. Then, you have to fill the form as shown in the figure below. After filling the form, you have to complete the activation procedure as instructed. You will receive a confirmation link. Check your email and click the link for confirmation. If you didn’t receive any confirmation link, then call the toll free number 1660-01-02121.
Its very easy to open Esewa Nepal account. It will be much more easy for you on every task after you open account. You can go to esewa Nepal located at https://esewa.com.np and begin the registration process. The user friendly registration process will not take much time for you to complete registration. You can register through phone number or you can use your email address as per your comfort.
How to register Esewa from mobile
To register through mobile, go to the inbox, type REG and send to 32121. There will be no charge for NTC user. However, for those who are using NCELL will be charged Rs 0.50 per SMS. After that, you will receive a confirmation code in your inbox with which you have to verify your account. If you didn’t receive any confirmation SMS, then call the toll free number 1660-01-02121.
Even after you create your account, you need to verify it by filling the KYC form. Without it, your account will be unverified. For this, you need to open your profile, fill the details, provide the required documents and request for validation. After reviewing your documents by eSewa, your account will be verified.
You can also register your account through SMS too. You can type “REG” and send it to 2121 for creating account through phone.
How to verify Esewa account
The account is easy to verify. You can upload a scanned copy of citizenship and passport size photo to get verified.
- Scanned copy of your citizenship
- Recent passport sized photo
E Sewa has been started with vision of covering every payment sector and changing the traditional mode of payment. They vision to support the concept of cash less economy covering every industries ,every service providers and every customers. The team Esewa aims to assist the nation to achieve economic growth and prosperity. They wish to use this payment platform for revolution.
As a customers it is our responsibility to support the mission of Esewa. Without support and trust only Esewa can work towards making Nepal a Cashless economy.
You can have full access only if your account is verified. It is due to the current rules and regulation of Nepal Rastra Bank. You need to have your esewa profile complete. In order to verify your account, you can take a snapshot of your citizenship and upload it to esewa profile. After few hours of submission, your Esewa Id will be fully approved.
Documents required to verify account are
- Scanned or photocopy of citizenship
- Scanned or photocopy of passport size photo
Limitation on unverified Account
The service of eSewa payment is limited to an unverified user. To get access to full services, you must have verified account. You will have following benefits:
- Verified member is allowed to hold more than Rs. 9999 on their wallet.
- Verified member can receive money through remittance like western union.
- Verified member can withdraw any amount to desired bank account among partner bank of eSewa.
- You can only transact up to 9999. As soon as the transaction amount reaches 10,000, you need to verify your account.
- No Western Union pick up service through Esewa.
- No withdraw to bank through esewa.
- If you are unverified member, your account will be blocked if your account has Rs.10, 000 or more amounts. And you can’t enjoy the benefits mentioned above.
Benefits of verified account
- unlimited transaction
- Western Union pick up service online through E-sewa
- Withdraw any amount to your bank account through E-sewa.
How to recharge eSewa account
Many of the eSewa users have asked us about recharging eSewa account. In simple words, you can add balance in your account from your bank. You can either send money through ebanking to your account or you can deposit in your account going to the bank. Moreover, eSewa point / esewa zone also recharge your account.
It is easy to recharge account. Many people are confused about recharging account. They have asked us 100 times on how to deposit money in account. You can add balance to your account from the bank that we have mentioned above. You can also go to your nearest esewa point and ask them to recharge your account.
Banks approved in Esewa
Esewa is a partner of the reputed bank of Nepal. If you are the account holder of any of the bank below, you can top up your account online in a single click.
- Ace Development Bank Limited
- Apex Development Bank Limited
- Bank of Kathmandu Limited
- Business Universal Development Bank Limited
- Citizens bank
- Everest bank Limited
- Global IME Bank
- Janata Bank
- Kailash Bikas Bank
- Kasthamandap Development Bank
- Kumari Bank Limited
- Lumbini Bank Limited
- Machhapuchchhre Bank Limited
- Nabil Bank
- NCC Bank
- Nepal Bangladesh Bank
- NIC Asia
- NMB Bank
- Prabhu Bank
- Sanima Bank
- Siddhartha Development Bank
- Sunrise Bank
- Tourism Bank
- Yeti Development Bank
Many people have asked us on how to recharge account. Learning these above-mentioned banks, you can recharge account.