What is a SIP Calculator?
A SIP (Systematic Investment Plan) calculator helps you estimate how much your monthly investments will grow over time. Just enter:
- Monthly Investment (रू)
- Expected Annual Return (%)
- Investment Period (Years)
- Adjust for Inflation (Yes/No)
Click Calculate, and you’ll see your future investment value!
SIP Calculator
How to Use This SIP Calculator
- Enter your monthly investment amount in rupees.
- Add the expected annual return (e.g., 10%, 12%).
- Choose your investment period in years.
- Select Yes/No for inflation adjustment (7% inflation rate if selected).
- Click Calculate to see your returns!
SIP Returns for Different Banks in Nepal
Here’s an estimated annual return % for SIP investments in different Nepali banks:
| Bank Name | Expected Annual Return (%) |
|---|---|
| NIC Asia Bank | NIC Asia Mutual Fund |
| NIBL (Nepal Investment Bank) | NIBL Mutual Fund |
| SBI Bank Nepal | Nepal SBI Bank Mutual Fund |
| Nabil Bank | Nabil Invest Mutual Fund |
| NMB Bank | NMB Mutual Fund |
| Global IME Bank | Global IME Capital Mutual Fund |
| Laxmi Bank | Laxmi Sunrise Capital Mutual Fund |
| Siddhartha Bank | Siddhartha Mutual Fund |
(Returns may vary based on market conditions.)
Why Adjust for Inflation?
Inflation reduces the real value of money over time. If you select Yes, the calculator adjusts your returns to show actual growth after inflation (7% in Nepal). If you select No, it shows returns without inflation adjustment.
FAQs About SIP Calculator Nepal
Can I use this SIP calculator for any bank in Nepal?
Yes! This calculator works for NIC Asia, NIBL, SBI, Nabil Bank, NMB, Global IME, Laxmi Bank, and others.
How accurate is the SIP calculator?
It gives an estimate based on your inputs. Actual returns may vary.
What is a good SIP return rate in Nepal?
Most banks offer 8% – 12% annual returns on SIP investments.
The annual average inflation rate was 7.74 percent, slightly above the annual targeted threshold of 7 percent. (Nepal Rastra Bank, Economic Research Department Price Division July 2024)
Disclaimer:
Please note that the SIP calculator does not represent the actual returns and it is only for calculation of your expected return in a given period of time. Mutual Funds do not have a fixed rate of return, and it is not possible to predict the actual returns.
Mutual fund investments are subject to market risks. Please read the offer document carefully before investing.